Salon gold public liability insurance

By Dean Laming on January 3rd, There are a number of different types of insurance that hairdressers need, but public liability insurance is one of the most important.

Being a beauty professional is so much more than a job. Unfortunately, from time to time, things can go wrong. This is why having a comprehensive public liability insurance policy is so vital. Public liability insurance protects against claims related to injury or property damage caused to third parties, with your insurer and not you paying out for any related costs. Any legal costs incurred in the handling of the claim are also covered. Your public liability insurer will have a legally trained team that specialises in handling complex legal arguments often involved in compensation claims.

Salon gold public liability insurance

For many of your clients, these treatments are a time to be pampered or undertake a significant change to their appearance. At Salon Gold, our comprehensive packages keep all hair and beauty professionals covered, no matter what happens. As standard, we provide public liability, product liability, treatment risk and financial loss cover which are vital components of any policy within the hair and beauty industry. This cover protects you should an accident occur as a result of your work activities that causes damage to the client or their property, which you will be liable for. Product liability insurance keeps you covered in the event that a product you supply causes personal injury to a client, while treatment risk cover is essential to protect you if a treatment goes wrong. We can also add optional covers to your policy for extra protection, including financial loss , legal expenses and personal accident. At Salon Gold, our exclusive packages are unique to each client, tailoring the policy to suit its specific business needs. Based on the information provided we would suggest our Student policy. Do you own or manage a salon or business premises that allows access to the public excluding salons based at home? Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector? You will be covered in the event that a treatment you provide causes injury, damage or illness. For example injury caused by a wax burn or a reaction to a hair colour treatment. You will automatically be covered for all treatments listed under the relevant trade category below providing you hold a suitable qualification for any treatments carried out.

Treatment risk extension A standard public liability insurance policy excludes compensation claims arising out of professional activities, and as hairdressing is a profession, this would leave you with a major gap in your insurance cover. Optional cover includes… You can also add any of these optional covers to your policy if you choose to:.

Protect your mobile or freelance business with instant cover from Salon Gold. Our self-employed insurance is designed for mobile and freelance professionals. This cover safeguards you against claims relating to bodily injury, or mental and psychological damage caused by physical procedures or advice you provided. Protect your business essentials from loss, theft and damage excluding mobile telephones and computer equipment. A legal requirement if you employ staff, this safeguards you if a member of your team is injured on site, or as a result of the work your business carries out.

For many of your clients, these treatments are a time to be pampered or undertake a significant change to their appearance. At Salon Gold, our comprehensive packages keep all hair and beauty professionals covered, no matter what happens. As standard, we provide public liability, product liability, treatment risk and financial loss cover which are vital components of any policy within the hair and beauty industry. This cover protects you should an accident occur as a result of your work activities that causes damage to the client or their property, which you will be liable for. Product liability insurance keeps you covered in the event that a product you supply causes personal injury to a client, while treatment risk cover is essential to protect you if a treatment goes wrong. We can also add optional covers to your policy for extra protection, including financial loss , legal expenses and personal accident.

Salon gold public liability insurance

By Dean Laming on January 3rd, There are a number of different types of insurance that hairdressers need, but public liability insurance is one of the most important. First, liability insurance claims can be complicated to deal with. Second, liability claims can be extremely expensive to settle, and without insurance, most hairdressers would struggle financially. But hairdressing public liability insurance is different compared to the standard public liability insurance bought by other businesses. This is because hairdressing public liability insurance includes products liability insurance, which covers you if a compensation claim has been made against you as a result of something you have sold or supplied. It also includes something called the treatment risk extension, without which a hairdresser could be uninsured in the event of a claim. A public liability insurance policy covers your legal liability to pay damages to someone in the event that something you have done or failed to do has caused them to be injured, or their property to be damaged.

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How to start an eyelash extension business. Day makeup. Salon Gold offers maximum cover for minimum cost. Why do Barbers need Public Liability Insurance? Full details available during the quote process. Face Painting. Our policy even includes temporary cover up to 14 days for those working abroad — excluding the USA and Canada. Beauty Therapist vs Business Owner. Creative Journaling. Colour and Image Consultancy. Chakra Balancing. Henry Seymour Thermal Palms.

Build the right salon insurance to fit your business. Quick and simple, with instant cover.

Do you own or manage a salon or business premises that allows access to the public excluding salons based at home? Insurance For Nail Technicians: Explained. This could cause a customer to make a claim against you that will potentially set you back significantly due to the compensation and legal fees. Products liability insurance Products liability insurance is similar to public liability insurance, but it covers compensation claims arising from defects in products that you have sold or supplied. Over 30 years' experience We know our stuff. Geopathic Stress. Bleaching of superfluous hair. Art Tutor. Tuning Fork Therapy. A standard public liability insurance policy excludes compensation claims arising out of professional activities, and as hairdressing is a profession, this would leave you with a major gap in your insurance cover.