Ocean first bank cd rates

OceanFirst Bank has above-average access to customer service with a live chat feature, which is helpful for those that work during typical customer service hours, ocean first bank cd rates. It is a traditional brick-and-mortar bank with in-person service, in addition to its online and mobile apps. With a score of 4. OceanFirst Bank has a full selection of banking products, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards.

Visit Bank Website. Customers can open an account at one of its 89 branches. For a more detailed analysis of OceanFirst Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Ocean first bank cd rates

Now is a great time to put your money in a certificate of deposit CD. Not sure how to find the best CDs near you? In partnership with Curinos, a leading provider of banking data and analytics, we analyzed more than 20, data points to find the best CD rates in New Jersey and the U. We curated some of the top CD accounts available nationwide from our partners. We recommend contacting the financial institution directly to confirm account details and requirements before opening a CD. Earn a great rate on your deposit and have your funds back within a few months to use as you please. By keeping your money on deposit a bit longer, you may be able to earn an even higher rate. A 1-year CD offers a great balance between higher earning opportunities without locking in your funds for too long. If you prefer a set-it-and-forget-it approach to your savings, consider a 5-year CD. A certificate of deposit is a type of time deposit account offered by banks and credit unions. CDs often provide a higher interest rate in exchange for keeping your money on deposit for a predetermined period of time, known as the term. CD term lengths can range from a few weeks or months to several years. The key feature of a CD is the fixed term, during which your interest rate is guaranteed and you agree not to withdraw your funds. If you do need to access the money before the CD matures, you'll likely face a penalty. Upon the CD's maturity, you have the option to withdraw your initial deposit, plus the accrued interest, or you can choose to renew or roll over the CD into a new term.

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Small differences in savings or CD rates may seem trivial. But, earning more in your savings and CD accounts can lead to much larger account balances balances over time when you examine the difference in compound interest over time. Use our calculator on the right below to see how much larger your accounts can be by moving to higher earning savings and CD rates. This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here's an explanation for how we make money. Founded in , Bankrate has a long track record of helping people make smart financial choices. All of our content is authored by highly qualified professionals and edited by subject matter experts , who ensure everything we publish is objective, accurate and trustworthy.

Ocean first bank cd rates

Forgot Password? Sign-up for Digital Banking. Offer good for the initial term only. Business CD accounts not eligible for this promotional offer. CD is automatically renewed for a month term.

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A 1-year CD offers a great balance between higher earning opportunities without locking in your funds for too long. Welcome to Digital Banking Enter Username. As of. Let us help you For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at OceanFirst Bank receives a superb consumer satisfaction score based on relatively few complaints filed with the Consumer Financial Protection Bureau CFPB , a government-backed consumer protection agency. For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at If you do need to access the money before the CD matures, you'll likely face a penalty. Overall Mobile Rating 4. Tax Rate:. This kid-friendly account is the perfect way to help your kids start building good money habits now. Learn More about Statement Savings. View Details. Home Page.

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Comparison Detail Table Close X. Money Market. The accounts below offer some of the best rates in the country can be opened online, and are available nationally. A bank with a consistently low ROE can be considered poorly run. This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Follow Fortune Recommends on Facebook and Twitter. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. Deposits held in domestic offices. View Details. Bank Average 1. CDs come in various types, each catering to different investment strategies and financial needs.